From the monthly archives: January 2013

Following the Thread

On January 30, 2013 By

This poem by William Stafford is a place to return if we feel challenged by the daily grind of life and work.


There’s a thread you follow.  It goes among things that change.  But it doesn’t change.  People wonder about what you are pursuing.  You have to […]

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Congress came through in time to avoid the largest tax increase in history when they passed the American Taxpayer Relief Act of 2012 (ATRA12) on the first of January.

The new law doesn’t eliminate all of the tax increases that were scheduled to take effect.

See Table 1 below for tax changes taking effect January 1, […]

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“Mrs. Smith, these frozen chicken breasts are from 2006. That’s pretty old.
Do you want us to throw them out?”
“No, I sauté them with a little butter, salt and pepper and they taste just fine.”
“But they must be bad for you.”
“I’m 92, they can’t be that bad.”


I […]

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I presented at the American Planning Association – Delaware/Maryland Annual Conference. I was asked onto the panel by the impressive Debra Young, an occupational therapist and owner of of Empowerability, LLC. The other esteemed panelist was Alex Chen, Ph.D., a planning professor from University […]

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Truly, every time I see a new piece of technology that is, to me, incredibly unique and fascinating, I think I’ve “seen it all.”

One would think by now I would have accepted that the advances in technology, as they relate to health and health care, are occurring exponentially with devices, inventions and applications (apps) appearing daily. […]

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Here are several fascinating findings from the 2012 EBRI (Employee Benefit Research Institute) survey.

This is the 22nd year that the EBRI has published its “Retirement Confidence Survey.”  The results demonstrate that what we THINK will happen in retirement and what WILL happen are not always the same.

I call this “Expectation vs. Reality.”

For […]

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So I was at the Apple store asking a question about  my iPad when the 20-something young man helping me said, “I really like the way you have highlighted your hair.”  I stared at him, dumbfounded. “Really,” he said, “the way the blond blends in with the gray is very attractive.” And I thought to […]

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The Best Laid Plans

On January 9, 2013 By

It has been said that “life happens to you while you’re busy making other plans.”

This familiar aphorism attributed most frequently to John Lennon reminds us that despite our “best laid plans” our lives unfold in sometimes unexpected and unpredictable ways.  The current economic crisis reminds us, yet again, that the world does not always […]

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Should you hold on to the contract?

Many people bought variable annuities with lifetime income guarantees over the past few years to protect themselves from the volatility of the stock market. Many of these contracts offered a 5% or 6% guaranteed annual return that would be used as the basis of distributing income in the […]

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More questions to ask and the qualifications to look for in a prospective trainer.

Just as your health and physical abilities differ from those of your neighbor, so do the skills and personalities of personal trainers.  It is important that you feel comfortable with a trainer to get the maximum benefit.  These questions and the […]

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