How Tax-Efficient Will Your Withdraws be in Retirement? What’s Your R/D Factor™?
Planning a tax-efficient retirement income is easier when you understand the R/D Factor and how to use it to minimize taxes. The R/D Factor (R/D = retirement distribution) is a measure of the New Three-Legged Stool strategy for retirement. This strategy is based on balancing your savings between tax-deferred, after-tax,